Life Insurance: $35,000
Accidental Death & Dismemberment: $50,000
Disability Income: $1,500 Monthly, commencing with the 183rd day of continuous Total Disability, and payable to the earliest of death, recovery or attainment of Age 65
Life Insurance: $8,000 Spouse, $4,000 Child, payable to Member in the event of the death of an insured dependant
MEMBERS AND ELIGIBLE DEPENDENTS
Prescription Drug Plan: Pays 100% of reasonable and customary charges for medications prescribed by a physician or dentist, and dispensed by a pharmacist, physician or dentist, provided that the prescription is for the treatment of illness or injury.
Dental Plan: Comprehensive Plan providing Benefits for routine preventive dentistry, extractions and fillings, endodontia and periodontia, inlays, onlays, crowns, bridges and dentures. Claims are paid according to the 2013 Ontario Dental Association Fee Guide, General Practice.
Visioncare Plan: Provides a Maximum Benefit of $400 per person and spouse, every two calendar years or $300.00 every calendar year if the patients is under Age 1812 consecutive month period if the patient is under Age 18, for corrective lenses/frames or contact lenses prescribed by a medical doctor or optometrist and dispensed by such a practitioner or dispensing optician.
Refractions up to $50 per two year or one year as described herein.
Major Medical Plan: Pays 100% of the reasonable and customary charges incurred for a broad range of medical services and supplies, including the services of a medical doctor and hospital charges incurred outside Ontario in the event of an unexpected illness or accident.
Covered Persons: Members who have earned sufficient Contributions, as set out in this Booklet, as well as the Member’s Spouse and unmarried dependent children. “Children” includes the Member’s blood children, step-children, legally adopted children, and those children for whom the Member has legal custody pursuant to a Court Order, provided the child is at least 24 hours old and under Age 22, or under Age 26 if a full-time student. Members and dependents must reside in Canada.
Special Note: If the Life Insurance, A.D. & D., or Disability Income Benefit is increased, or decreased, at any time in the future, the change will not apply to you if you are disabled on the effective date of the change. You will remain covered by the Benefit that was in force at the onset of your disability, and you will be covered by the new Benefit which you have recovered and returned to work, or are available for work assuming you are still insured by the Plan. Before you use benefits please contact the Benefits Office to see if you are eligible yet.
For a more detailed listing please refer to your Health & Welfare Plan in the little green binder.
BEFORE YOU ARE ELIGIBLE FOR BENEFITS YOU NEED TO WORK 320 HOURS
Here is a list of hospitals that Your benefits will cover.